Blue Ridge Merchants

Your Local Solution offering an array of payment processing solutions and eliminating processing fees with our exclusive cash discount/surcharge payment processing

Blue Ridge Merchants services over 250 businesses across the state of NC and a few out of state as well. We are an Independent Sales office for a nation wide processor who has been processing payments for businesses for over 20 years. Locally we have been growing for the last 6 years and have several happy customers who have stated they will remain with us for as long as we are in business. The payment processing industry is a murky place where many people say one thing and do the other or are never there for the owner once they have switched to them for business. We believe in relationships. We believe in people. Every business we take care of is special to us and their business is like our own. Located in Morganton NC we have steadily grown locally in the foothills down to the Piedmont and even to the coast where we have merchants who have been with us for over 3 years. We are dedicated to always ensuring what we say is what we do because in this line of work reputation is everything. We look forward to hearing from you and making sure you have the service you deserve for the price that is just right for you.

Payment processing with a heart.

Pricing and service that will keep that hard earned money where it belongs but not at the cost of operational efficiency.

Industry experience that counts when trying to manage your payment processing.


We offer low rate priced transparent payment processing for businesses across NC, SC, and Va and across the nation. We are a registered sales office for a nationwide processor that provides dedicated services to thousands of businesses across the nation. Backed by several FDIC insured banks we are secure and devoted to maintaining the highest quality in efficacy and efficiency. Our large support team ensures we are always there for all your needs and maintain a close relationship with all of our important customers. With Blue Ridge Merchants every customer is a VIP. No matter your need we have a solution that will meet it from traditional face to face brick and mortar businesses to high risk e commerce accounts. Blue Ridge Merchants is always there.

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Many merchants have business types that most banks shy away from due to the nature of the risks associated with them. We have been providing high risk payment processing for businesses who cannot get processing through traditional processing companies for over ten years. Our dedicated high risk team ensures processing for businesses who need it the most like CBD sales, collections, gambling and more. We offer the high risk sector payment processing solutions without the exorbitant fees usually associated with these and funding to your acct in as little as 24 hours.

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We offer a new program that is guaranteed to eliminate up to 100% of the fees you currently pay to process credit cards. With the cash discounting program, fees that have been paid by merchants in the past will now pass to the customer if they decide to use a credit card but debit and cash will not have a fee. The merchant pays the debit fee and network fees.


If you are looking for a way to accept payments without being under the thumb of the banking system. If you have been denied for credit card processing but still want to accept payments other than cash. We have the solution for you. With the Genie Gateway you have a direct peer to peer transaction route that is instantaneous and without the banking rules and regulations. Fully insured and sponsored by a member bank this system is what people need to process cards without worrying about funding issues, holds, chargebacks, fraud, or bank stringent guidelines.


We offer loan and cash advance options for businesses who need to access capital quickly. We are not hindered by the stringent rules of the banking system. Our sister company provides working capital to small and mid-sized businesses in the United States. It offers small business loan programs for business owners in a variety of industries, including traditional retail establishments, brand name chain restaurants, automotive repair, manufacturing, trucking, and professional service providers.

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For payment procesing, we offer hands on local support to our merchants when we are available and also are backed by a team that is available 24/7 ready to handle any issues that may arise. Our point of sale solutions each have their own dedicated customer and tech support.


Clover has set the bar a little higher in the point of sale market by providing customization with app based add ons geared exactly for your specific business needs. With multiple applications Clover is the perfect point of sale.

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Shop Keep is an Ipad based point of sale solution that has shown time and again its ability to provide reliability and ease of use in the retail and small service industry. With dedicated tech support and full wireless connectivity this system is one of the best out there.

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Robust and fully operational retail management software. All POS software solutions offer inventory management, sales tracking and customer loyalty programs. AIMsi offers all of that plus features to build a complete business solution – ALL IN ONE SYSTEM! Use just the basics or take advantage of integrated add-ons such as purchase orders, accounts payable and general ledger to build a more complete solution


TouchBistro is an app that supports tableside ordering, custom restaurant layouts, custom menus, bill splitting, sales reports, and an unlimited number of order and cash register printers. It is available from the iTunes store. It is the top grossing Food and Beverage iTunes app in over 34 countries.[4] TouchBistro does not require an Internet connection, communicating with printers/cash drawers via local WIFI. TouchBistro Inc. also offers a Kitchen Facing Display and a Customer Facing Display.


Using one of our online ordering systems is easy as 123 for customers to send their orders directly to your restaurant. No more phone calls you cant hear or the risk of errors in writing them down. With our system you get the customer order integrated into your POS and printed in the kitchen for expedited preparation. Online ordering is no longer the wave of the future. It is now, and many businesses are already increasing revenue well over 25% by enabling customers to order through their phones and computers.


We are offering a free point of sale station for every 20000 dollars processed on the cash discount program. This is a great opportunity for merchants to improve their efficiency and productivity without spending any extra money.

Dedicated Team, Dedicated service

Adam and Ashley Smith

President/ Vice President

Husband and wife team working together to ensure each of our merchants is able to reach us and get their issues resolved.

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Cindy Barnes

Regional Manager

Cindy has been a pivotal part of the Blue Ridge Team for over 3 years and continues to work hard to provide the best payment processing services for all her customers.


Our company not only pays you to refer businesses to us but we also revenue share from any account that processes over $25000/month. We believe effort should be rewarded. Tell business owners you know about us and pass on our website to earn big today!

Outside sales rep

North Carolina, USA
This position will be an outside sales position that is a commission only independent contractor position. You will market our company's services and products to business owners showing value and confidence to fulfill obligations required as their payment processor..

Candidate must have a desire to succeed and a willingness to learn. Communication and organization skills are a definite plus for success. Must dress business casual and have a drivers license. A background check will be performed for all potential agents who work for our company. 
The bonus structure is generous and meant to keep your business moving as you build a residual income from the portfolio of businesses that you have helped transition to our company. ​​​​Pay is based on several variables like total productivity and the amount of profit generated from the account. There are several ways to be paid from the original account acquisition to extra services and products sold as part of the deal. Residual income 
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Market our company's products and services. 
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